| Cigna Dental Care
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A good oral health always has a role in boosting the self-confidence of an individual. Healthy teeth and gums do not restrict you from smiling. Poor oral health has an impact on the overall health of the body both physically and psychologically. Various studies have shown that periodontal (gum) disease and stroke, heart disease and pre-term low-birth-weight babies are all interconnected. Thus, maintaining a good oral health is always a necessity for the people of all ages. Proper dental care is the best remedy for maintaining a good oral health.
Finding a quality and consistent dental care at an affordable cost is the toughest job for every one. One cannot compromise quality for cost, also, few cannot meet huge expenses for the quality treatment. Deciding what to do and leaving everything to chance is not a thing of the past. Now, this problem is solved by Cigna dental care, which provides every one with the best dental treatments at an affordable cost. By signing up for the Cigna dental care plan, one can enjoy greater savings.
What is a Cigna dental care plan?
Cigna dental care plan is a prepaid plan which provides its members with all kinds of dental treatments through a network of well experienced dentists. These dentists are promised with some extra amount and a certain number of patients by the Cigna dental care plan. This would help the dentists to market their practice. In return, these dentists will have to provide discounts for the members of this plan. This way the burden of the dental costs on the members is reduced.
What are the advantages of being a part of Cigna dental care plan?
There are several advantages of being a part of this plan which include
- A member has a right to choose a primary dentist from the network of dentists under this plan. Each family member can choose a different dentist at their convenience.
- Dentists under this plan are highly efficient and are a part of Quality Management Program.
- Cigna dental care management people regularly appraise every dentist’s office in the network to make sure that they satisfy the member’s demands.
- Every member has a right to complain about any dissatisfaction to the management and immediate steps will be taken by them to make things convenient to him.
- He can also change his primary dentist if he is not satisfied with him.
- If a member’s family dentist is not a part of this plan then he can be recommended to take part in this plan. This way both of them will be benefited.
- No hidden costs are involved.
- A member need not file any claims.
- A member need not wait for coverage.
- A referral from the concerned primary dentist is needed to consult a specialist. Even the consultation fee for the specialist is same as the general fee if the referral is approved.
- The less costs of the treatments helps the members to save a generous amount which is far greater than the annual membership fee.
- Future serious problems can be reduced by covering most of the preventive services.
- The costs of the complicated treatments will be informed before hand to the patient.
- Both children and adults are provided with orthodontic treatments under this plan.
- Members can also enjoy the discounts on the medicinal products.
- The following are the procedures offered under this plan
- Preventive and Diagnostic Care
- Basic Restorative Care
- Major Restorative Care
- Dentures
- Orthodontic
A member can choose a type of plan according to his necessity. The types of plans available under Cigna dental care are:
CIGNA Dental Care (DHMO):
- A member can choose a dentist from the network.
- Second opinions are available at no charge.
CIGNA Dental PPO:
- A member can visit any dentist within the network or outside the network.
- The cost is more when treated by a dentist outside the network than the ones inside the network.
- No claims are to be filed.
- Need no referrals to visit a specialist.
CIGNA Traditional:
- A member can visit any licensed primary dentist or a specialist.
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